Top Courses After 12th Commerce: Career, Salary & Job Prospects

When students think about courses after 12th Commerce, the first options that often come to mind are Chartered Accountancy (CA) or Company Secretary (CS).

Though these are the preferred choice of courses for students after 12th, a career in commerce stream is not limited to these fields. Today we’ll dive into the diverse career options available for students after passing class 12th in the commerce stream. 

Commerce is one of the popular career streams among 12th grade students in India. One of the major benefits for commerce students over arts students is that they are eligible for both commerce and arts courses.

In this article, we will cover top job-oriented commerce courses, their job scope, career opportunities, and salary details.

Courses after 12th Commerce

Here is the complete list of top commerce course that student’s can pursue after class 12th:

Chartered Accountant (CA)

Candidates can pursue CA course after 12th commerce. The Institute of Chartered Accountants of India (ICAI) is the governing body for this course.

Candidates have to first enroll in the CA foundation course, which is conducted twice in a year. After passing CA foundation students have to register for CA Intermediate course, this consist of two groups each having 4 subjects. After qualifying CA Intermediate students have to complete three years of articleship under a practicing CA. The last step of the course is CA Final exams.

In India, CAs are always high in demand as they hold expertise in financial matters like Auditing, Taxation, Accounting etc.

Read More about – Chartered Accountant

Company Secretary (CS)

CS is one high in demand commerce course after 12th. This course offers wide range of opportunities in corporate governance and compliance. In order to become a CS, candidates need to qualify CS foundation, CS Executive and CS professional programme.

The company secretary provide great career opportunities both in India & abroad. Candidates need to keep themselves updated with company laws, regulations & corporate governance practices.

Bachelor of Management Studies (BMS)

BMS or Bachelor of management studies is a 3 year UG programmes offered by many universities and colleges in India. The BMS course offers basic understanding of management concepts and business practices in India.

For admission to the BMS programme, candidates have to appear in the university level entrance exams like CUET, NMIMS NPAT etc. or the admission are also based on merit.

After Completing BMS, candidates can go for Master of Business Administration (MBA) or Master of Management studies (MMS).

Bachelor of Business Administration (BBA)

BBA is a 3 year UG course that provides basic understanding of business management & administration. The admission in this course is generally based on class 12th merit score or university level entrance exams.

BBA is one of popular UG course for commerce students after class 12th, for higher education candidates can pursue MBA, PGDM or any other Postgraduate management programs.

Read More about – BBA

Cost and Management Accounting (CMA)

Cost and Management Accounting (CMA) is a professional course that focuses on financial management, cost accounting, and strategic planning. The course is offered by the Institute of Cost Accountants of India (ICMAI)

To become a certified CMA in India, candidate have to qualify all three levels i.e. CMA Foundation, CMA Intermediate, and CMA Final. It takes 4-5 years to become a Cost accountant in India.

Bachelor of Commerce (B.Com)

B.Com is one popular UG course among the commerce students. The 3 year UG degree course can open jobs & career opportunities in various domains like finance, banking, accounting etc.

B.Com graduates can pursue PG course like MBA, M.Com, MCA and even CA. The admission in top universities & colleges is based on CUET UG exam. Many private universities offer admission on the basis of merit scores.

Read More about – B.Com

Bachelor of Economics (B.Eco)

This is a 3 year UG course that focuses on the study of Economics, covering economics theories, principals & models. The course curriculum of Bachelor of Economics is divided into six semesters.

For admission in B.Eco, candidates should pass class 12th or equivalent exam with minimum 50-60% marks. Admission in top universities is based on CUET scores.

After course completion, candidates can work in the job profiles like economist, financial analyst, policy analyst, academic researcher etc.

Bachelor of Accounting and Finance (BAF)

BAF is a 3 year UG degree course also know as B.Com in Accounting and Finance. The course curriculum of BAF provides solid understand of finance & accounting principles which lays a strong foundation for pursuing professionals courses like CA, CFA or CPA.

If you are interested in finance, then pursuing a Bachelor of Accounting and Finance (BAF) can be a good choice. BAF course covers financial management, accounting principles, and related business areas.

Courses After 12th Commerce with Maths

There are many commerce courses that are very popular, but candidates needs to have Mathematics in class 12th to pursue them. Below is the list of popular commerce courses which required Mathematics at 10+2 level.

Bachelor of Statistics (B.Stat)

We all are aware of the fact that statistics forms an integral part of the commerce curriculum. Keeping that in mind, B.Stat or Bachelor of Statistics is a good option after class 12th for those who are interested in mathematics and statistics.

After completing a B.Stat degree, one can pursue a career in various fields such as data analysis, research, statistics, market research, and financial analysis. Some of the industries that hire B.Stat graduates include government agencies, financial firms, consulting firms, healthcare organisations, and education institutions.

Admission in the B.Stat programme is based the CUET exam. Some of the top colleges offering B.Stat course are Indian Statistical Institute (ISI), Delhi University (DU), Chennai Mathematical Institute (CMI) and Banaras Hindu University (BHU).

Degree in Actuarial Science

Pursuing a degree in Actuarial Science after class 12 in commerce can be a good option for those who have strong mathematical skills and are interested in the financial sector.

Actuarial Science is a highly specialised field that deals with risk assessment and management, and it has a lot of potential for high-salary jobs.

ACET(Actuarial Common Entrance Test) is the entrance examination that you need to qualify to get admission into the Institute of Actuaries of India (IAI). Some of the top colleges in India offering Actuarial Science courses are- the University of Mumbai, Amity University, and NMIMS University.

Bachelor in Computer Application (BCA)

If you are someone who is passionate about Computer technologies and programming then you can pursue BCA course. Candidates having Maths at 10+2 are eligible for BCA programme.

BCA course curriculum covers subjects like operating systems, computer networks, programming languages, database management system(DBMS) and web technologies.

Many universities offer admission on the basis of merit or university level entrance examination. BCA course open the doors of rewarding career in the IT field.

Read More about – Career in BCA

Other Popular Commerce Courses After 12th

Looking to explore more career options? No problem! We’ve got you covered.

Below is the list of more trending commerce courses that you can pursue in the year 2024.

Trending Degree Courses

If our interested in Finance and Capital markets, below are some of the popular courses that you can check:

• Chartered Financial Analyst Program (CFA)
• Bachelor of Financial Markets (BFM)
• Bachelor of International Business and Finance (BIBF)

Integrated Courses

Integrated courses are the combination of both UG & PG degree, some of the popular integrated courses for commerce students are given below:

• Integrated BBA + MBA (5-year course)
• Integrated Law (BBA LLB, B.Com LLB)

Diploma Courses

If you don’t want to pursue degree courses, below is the list of diploma courses in commerce stream:

• Diploma in Banking and Finance
• Diploma in Financial Accounting
• Diploma in Taxation
• Diploma in Business Management
• Diploma in Digital Marketing

Also Read – Diploma Courses After 12th

Eligibility Criteria

After selecting a course in the commerce field, the next question that arises in student’s mind is…

Am I eligible to apply for this course?

For all the courses mentioned above, candidate must pass 12th with Commerce. The minimum percentage of marks required to pursue these courses is 10+2 with minimum 50% marks.

Candidates must also make sure that they meet the specific eligibility criteria set by the university or colleges that they are applying for.

Admission Process

Candidates have to appear in the national level entrance exams for admission in top colleges & universities of the country. The entrance exams for admission to these courses are listed below:

• CUET UG 2025
• AIMA UGAT 2025 (AIMA Under Graduate Aptitude Test)
• SET 2025 (Symbiosis Entrance Test)
• IPU CET 2025 (Indraprastha University Common Entrance Test)
• CLAT 2025(Common Law Admission Test)
• LSAT 2025 (Law School Admission Test)
• CEED 2025 (Common Entrance Exam for Design)

Most of the colleges also offer admissions to the students on the basis of 12th board merit. The merit list will be drawn on the basis of marks obtained in 12^th or equivalent exam.

Jobs & Career options after 12th Commerce

Once a student enters this field, the first question they often face is –

Which are the career options available in commerce field?

The commerce stream offers a plethora of career opportunities across various sectors. The demand for skilled commerce graduates is always open in banking, insurance, consulting, accounting, finance, and management.

Some major industries where commerce graduates can find jobs are Banking, Accounts, Insurance, Management, Investments and many others.

You can be a part of the corporate world as the analyst, executive, banker, Sr. executive or manager. There are a lot of job opportunities in the commercial field.

You can choose one of the below fields as per the specialization of your degree:

• Economics
• Mathematics and Statistics
• Accounting
• Banking
• Chartered Accountants
• Company Secretary
• CWA
• Stock Broking
• Agriculture Economics
• Management

After obtaining a degree in commerce field, where I can find the job opportunities?

Some Employment Areas for Commerce Graduates are:

• Banks
• Insurance Companies
• Business Consultancies
• Foreign Trade Companies
• Public Accounting Firms
• Asset Management Company’s
• Financial Institutions
• Investment Banking Firms
• Industrial Houses
• Educational Institutions
• PSU’s

What will be my Job Profile?

After completing a UG degree or diploma course, a fresher can work in the following roles:

• Business Analyst
• Auditor
• Chartered Accountant
• Business development executive
• Financial Planner
• Business Consultant
• Finance Executive
• Stock Broker
• Management Accountant
• Sales Executive
• Marketing Executive
• Insurance Advisor
• Tax Consultant

Commerce Courses Salary

“Commerce field is one of the top career options which offer a handsome salary packages to the deserving candidates”.

The structure of salary depends on the employers, job profile and experience. A fresher can expect a starting salary of 25000 to 50000 per month while the senior one (executive or manager) can get the 500000 to 150000 per month.

The average salary of a CA is around the 5 lakh to 10 lakh per annum. Some of the Big MNC’s offer in the range 15-30 lakh per annum to the company CA.

“By holding a good position and work experience in the respective field, you can earn beyond the limits”.

Books & Study Material

There are various books and study materials are available in the market. Here we have listed some most recommended books through you can prepare for courses after 12th commerce students:

• Industrial Relation in India by Ratan Sen
• Accounting Fundamentals of Corporate Accounting by J.R. Monga
• The Ascent of Money: A Financial History of the World by Niall Ferguson
• Auditing Principles & Practice of Auditing by Dinkar Pagare
• Industrial Relations in Indian Enterprises by R.S Dwivedi
• Theory of Financial Management by Ezra Solomon

Commerce Courses After 12th FAQs

If you have any other queries regarding courses after 12th Commerce, you may ask us in the comment section below.